top of page

MGA Insurance Cloud

AI Cloud-Native MGA Software for Lloyd’s Coverholders, and Underwriters.
Facio is the all-in-one policy-administration system that unifies product setup, real-time rating, insurance CRM, bordereaux reporting, and delegated-authority compliance. Quote, bind, and scale faster - no compromises, fully audit-ready. 

Built for the AI era.

Trusted by Underwriters.

Operate Your MGA in the Cloud.
Faster, Smarter, Fully Compliant.

Risk-analysis dashboard showing three color-coded gauges with numeric scores for liability, building, and professional exposu

PRODUCT BUILDER

LAUNCH PRODUCTS AT LIGHTNING SPEED.

Define rating matrices, underwriting questions, policy templates, clauses, sections, COIs, wordings, and risk codes: all in one low-code interface.
✓ Real-time calculation engine
✓ Embedded binder enforcement
✓ Fully Lloyd’s-aligned documentation flow

 POLICY ADMIN

QUOTE, BIND, ENDORSE, CANCEL, RENEW – END-TO-END.

Define rating matrices, underwriting questions, policy templates, clauses, sections, COIs, wordings, and risk codes: all in one low-code interface.
✓ Real-time calculation engine
✓ Embedded binder enforcement
✓ Fully Lloyd’s-aligned documentation flow

DYNAMIC RATING

YOU SET THE LOSS RATIO. WE’LL TAKE IT FROM THERE.

Underwriters define the target loss ratio, and our pricing engine adjusts rates dynamically to hit it  across layers, geographies, and distribution paths.

✓ Target-driven pricing aligned to portfolio profitability
✓ Automated margin buffers per risk, segment, or referral class
✓ Browser-based engine scales to thousands of quotes instantly
✓ Built-in override controls for referrals, caps, or strategic deals

 

REPORTING & BORDEREAUX AUTOMATION

BUILT FOR LLOYD’S. TRUSTED BY AUDITORS.

Generate bordereaux exports, premium reports, claims ratios, and custom dashboards in one click.
✓ Lloyd’s, regulatory, and internal-ready
✓ Fully filterable + scheduled exports
✓ Visual dashboards & live data sync

Policy pricing screen with editable premium fields, coverage limits, deductibles, and real-time totals in a right-to-left Heb

CRM & COMMUNICATIONS

YOUR CUSTOMER JOURNEY, EMBEDDED.

Integrated user management, customer protection flows, role-based access, digital journey tracking, and marketing automations — all in one CRM.
✓ Agents, brokers, and customer records
✓ Referral network logic baked in
✓ Automated emails, reminders, NCD handling

Learn more->

All-in-One MGA Insurance Software With Built-In Compliance

PRODUCT BUILDER

DEFINE PRODUCTS IN MINUTES

SMART RATING

TARGET LOSS RATIO PRICING

CONNECTED STAKEHOLDERS

UNDERWRITER, AGENT, CUSTOMER ALIGNED

COMPLIANT POLICY ISSUANCE

NUMBERED, SIGNED, REGULATOR-READY

INTEGRATED CRM

CUSTOMERS, MARKETING, AUTOMATION BUILT-IN

BORDEREAUX REPORTS

LLOYD’S FORMATS, REAL-TIME DASHBOARDS

Built by Underwriters, for Underwriters Real-Time P&C Underwriting Suite

Facio’s smart P&C module puts every revenue-critical workflow on one screen. Interactive risk gauges deliver real-time risk analysis as you key the quote, so underwriters hit target loss ratios with confidence. A built-in insurance billing center supports ACH, card, split payments, and pay-in-installments, capturing premium the moment the bind button is pressed. Your clients see the same data in an AI-powered customer portal that answers coverage questions, collects documents, and pushes status alerts 24/7. Need proof of cover on site? Generate an instant Certificate of Insurance with digital signature and unique policy number in seconds. From quote to cash, every action feeds Facio’s compliance engine, producing regulator-ready bordereaux and audit logs automatically. One cloud-native stack, purpose-built to run profitable P&C programs faster, smarter, and without compromise.

Claims and billing tracker listing payments, coverage certificates, and cancellation workflow buttons for an active P-and-C p
Background

Launch faster. Underwrite smarter.
Comply without compromise.

Trusted by MGAs Worldwide

>$1B

PREMIUM ADMINISTERED

35+

PRODUCT LINES DEFINED

7 Weeks

AVG TIME TO GO LIVE

99.98%

SLA-BACKED UPTIME

bottom of page